TheFreeFix.com

IOU / Promissory Note Template

Document personal loans and debts with a clear, written agreement. This template covers the loan amount, interest, repayment schedule, and consequences of default.

What's Included

  • Borrower and lender names and addresses
  • Loan amount and interest rate
  • Repayment date
  • Governing state
  • Payment terms and default provisions
  • Acceleration clause
  • Signature lines for both parties
  • Legal disclaimer

Common Uses

  • Lending money to friends or family
  • Documenting small business loans
  • Personal loans needing a written record
  • Any debt agreement requiring clear repayment terms